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Saudi payments, without the heavy setup

Get paid and focus on growing your business.

Create a payment link, send it to your customer, and follow every payment clearly.

Open a free test account. No card and no approval needed to try it.

Example: your customer’s link
Payment link

Lens Studio

Photo session — first instalment

Pay now

paywithnal.com/pay/8fk2ma

You set the amount. Your customer pays in seconds.

Pay

Success partners

وزارة الاتصالات وتقنية المعلومات — Ministry of Communications and Information Technology
بنك الرياض — Riyad Bank
البنك العربي الوطني — Arab National Bank

One clear ledger

Everything around the payment stays connected

Send a link in seconds, then keep the customer, payment, refund, subscription and settlement in one place.

Payment links

Create a request, share it by WhatsApp or email, and see when it is paid.

One link · no customer app

Automatic subscriptions

Collect the first payment securely, save the card at the gateway and renew on schedule.

Monthly · quarterly · yearly

Customers and saved cards

Keep a clean customer record, with the card kept at the gateway for the subscriptions your customer agreed to.

Card details never reach Nalpay

Refunds

Return a full or partial payment from the same ledger, with the result recorded against it.

One action · complete trail

Payments and settlements

See paid, failed, refunded and unsettled amounts without reconciling separate spreadsheets.

Live status · clear net amount

API built for agents

Start in test mode through the dashboard, REST API or MCP with the same payment objects everywhere.

Test mode · webhooks · idempotency

Simple pricing

Pay only when a payment succeeds

No setup fee. No monthly subscription. Fees are deducted before settlement and shown on every payment.

Charged on successful payments only

1%

+ SAR 1.50 anti-fraud fee per transaction

2.75%

+ SAR 1.50 anti-fraud fee per transaction

Pay

No additional Apple Pay fee — only the rate for the underlying card network applies: 1% for mada or 2.75% for Visa/Mastercard.

Prices exclude 15% VAT on fees.

See exactly how the fees are calculated

Three settlement runs every week

Eligible balances are scheduled every Sunday, Tuesday and Thursday and transferred to your verified IBAN.

How it works

  1. 1

    Create your request

    In seconds

  2. 2

    Send the link

    WhatsApp or email

  3. 3

    Follow the collection

    Paid, or waiting

The subscription renews, and the card is charged automatically.

Made for daily work

Less chasing. More certainty.

01

A better way to ask for payment

Your customer receives a focused page with your business name, the amount and familiar Saudi payment methods.

02

The answer is already in the dashboard

Know whether a request is waiting, paid, failed, refunded or included in a settlement.

03

Start before going live

Create test links, simulate events and finish your integration before submitting verification documents.

Inside the dashboard

See the money as it actually moved

Nalpay does not stop at a total. Every payment keeps its source, status and fees, while each settlement explains what reaches your IBAN.

Today's payments

2,149.00

Ready to settle

Consultation session

Paid

750.00

September subscription

Paid

199.00

Project instalment

Partially refunded

1,200.00

Fees and VAT

57.21

Net

2,091.79

For the businesses our team already understands

  1. Academies and education

    Collect course fees, deposits and recurring memberships without chasing every family through a separate conversation.

  2. Studios, clubs and memberships

    Start a subscription from one link and see the renewal, failed attempts and recovery status clearly.

  3. Consultants and service teams

    Request a deposit or final payment professionally, then keep the customer, refund and settlement tied together.

Experience we bring with us

Built around how Saudi service businesses actually collect

Nalpay comes from the same Riyadh team that already works with salons, academies, hospitality businesses, clubs and mobile services.

Our customers

The Weekend
Qasid Hospitality Chalets
Tarbiyah Namouthajiyah Sports Academy — Stars
Six Dan Sports Center
Siwar Child Hospitality Center
Keeping payment methods, dates and paymentLinks together gave us a clearer operation than splitting the work across WhatsApp and several tools.

Omar Al-Wajih

Owner, Qaseed Hospitality Chalets

Once customers could see what was available and complete the journey from a direct link, they no longer had to contact me for every step.

Yazan Al-Shamlan

Al-Shamlan Car Wash, Riyadh

Renewal follow-up used to be a constant challenge. It became much easier to see who needed attention and follow up with customers.

Abdulrahman

Owner, Six Dan Karate Academy

These stories describe businesses served by our team across our products; they are not presented as Nalpay-only results.

Before you start

Straight answers to the practical questions

Read the practical guides
Who can create a Nalpay account?

Saudi companies, establishments and eligible independent professionals can create an account. You can explore test mode immediately; live payments require account verification.

What is required for verification?

The exact documents depend on your business type. Nalpay guides you through the relevant commercial or freelance document, owner identity, activity licence, national address, VAT certificate when applicable, and a matching IBAN certificate.

How long does verification take?

Once all required documents are submitted, the normal review target is within 24 hours. If something needs correcting, the dashboard shows the review note clearly.

Does my customer need an app?

No. They open the payment or subscription link in their browser and pay using the methods available on the page.

When do I receive my money?

Settlement runs are scheduled on Sunday, Tuesday and Thursday. The settlement page shows gross amount, fees, VAT and net amount.

Can I refund a payment?

Yes. A paid transaction can be refunded in full or in part from the dashboard or API, subject to the refundable balance and payment-provider rules.

Which payment methods are supported?

One-time payment pages support mada, Visa, Mastercard and Apple Pay when enabled. Recurring-card availability can differ by network and is shown on the subscription page.

Does Nalpay send automatic WhatsApp or email reminders?

Payment and recovery links can be copied and shared through WhatsApp today. Fully automated outbound reminders are not included yet, so the page never promises a workflow the product cannot deliver.

Your coding agent does the integration

This is all your agent needs to reach a working test payment.

nalpay.prompt
Integrate Nalpay payments into this project.
Use the MCP server at https://mcp.paywithnal.com/mcp with the test key I paste next.
Build what this project needs, wire a webhook, and show me a test payment.

Start with your first payment link.